key west homes

KeyWestHomesInc Staff

Build Your Next Dream Home in the Keys!

What is ROGO? Rate of Growth Ordinance

ROGO stands for Rate of Growth Ordinance. It is a tool used by Monroe County in Florida to slow and control growth and development in the Florida Keys. The tool uses a rating system to give building permits to certain applications in specific regions of the Keys. Slowing growth through the ROGO system allows time for local planning. It also gives the area time to implement evacuation and environmental protection standards in the keys since it is an area susceptible to high levels of tourism and growth.

Florida Keys ROGO lots are some of the most highly sought-after pieces of Real Estate in the area. Because of the nature of the market, all land in the Florida Keys is subject to ROGO, or the Rate Of Growth Ordinance, which limits the amount of building permits that are issued every year. The current Build Out date has now been revised to the year 2026.

Buying Land and Building requires extensive knowledge and Leigh Ann Roach can be your guide to Building your Dream Home in the Keys. For the most up-to-date available land, please call me anytime.

Important Links to Building in the Keys:

Layman’s Guide To Rogo

Tier System

Why build your own home?

When buying a home, one of the first decisions buyers need to make is whether to shop for an existing home or build a new one. Building your Dream home allows you to customize every detail, something you can’t achieve through buying an existing home. You can create a beautiful home that matches your style and personality.

  • A new home is more efficient – New energy codes include better HVAC, insulation and air filtration standards. Using Energy Star rated appliances, more efficient plumbing and electrical fixtures make your home more efficient which is good for the environment and saves you money on your utility bills each month.
  • New homes will require less maintenance and fewer repairs than buying an existing home, saving time and money.
  • Customization- You will be able to choose every element of the new structure!
  • Resale Value – Buyers usually find a newer home more appealing and it may be easier to recoup your investment.

What kind of home should you build?

Concrete Block (C B S) Construction

The benefits of Concrete Block house Construction make concrete a smart material choice for building in the Florida KeysConcrete block houses are energy-efficient, can withstand strong winds, fire-resistant, noise-reducing, and healthy.

CBS home tend to be more more expensive because the actual materials and the labor that goes into building a CBS home are costly. CBS are a good investment and tend to hold their value over time if properly maintained.  


Florida Keys Home Built by Sweetwater Homes

Modular homes are extremely popular in the Florida Keys, in fact Florida has more modular and manufactured homes than any other state. Monroe County’s building standards are among the toughest in the nation and after Hurricane Irma, we saw that code compliant modular homes fared better than others in the storm. As MHLivingNews has reported for years, third party research demonstrates that a properly installed modular home is as strong and safe as conventional housing, and in some cases, safer. This type of home is built in a controlled factory environment, resulting in a quicker build than a site-built home.  

What is the difference between a Modular home and a Manufactured home?

Modular Homes

  • Factory-built (or prefabricated) homes in sections at a factory
  • Sections are transported to the building site and then joined together by local contractors.
  • Finished on location, and must conform to all local, state or regional building codes.
  • Placed on a permanent foundation at the building site.
  • Modular homes are typically larger than manufactured homes – full kitchens, bathrooms and bedrooms, washer and dryer hookups, fireplaces etc.
  • The home equity of a well-built modular home will continue to grow in value over time. Upgrades can also be added like sunrooms, gas fireplaces, porches, garages, etc.

Manufactured Homes

  • Manufactured houses are pre-constructed completely in the factory on a permanent, fixed steel chassis. They have wheels which are typically detached once the unit is towed to the residence.
  • Sometimes are referred to as mobile homes or trailers.
  • Must abide by a Federal HUD building code, not local, state or regional building codes.
  • Typically have skirting/siding around the bottom of them to hide where the wheels were removed and to give it the appearance of a typical home.
  • A little harder to finance and generally decrease in home equity value.

Custom modular homes, built by Champion’s North American Housing brand in Strattanville, PA, are popular alternatives to site-built housing. This animation demonstrates how a builder used modular construction and custom site-built components to create a beautiful new two-story design.